Business Insurance for Ad Agencies,
Graphic Designers and Other Media Companies.
All Seasons Insurance and The Hartford help you obtain innovative coverage for your small business.
BUSINESS OWNER’S POLICY
Most small advertising, graphic design and media services purchase a Business Owner’s Policy (BOP). It can help protect your business in much the same way that a homeowner’s policy helps protect your home and personal possessions. The Hartford’s Business Owner’s Policy includes:
Business Property Insurance to help protect the property you own, lease or rent.
Business Liability Coverage to help protect your business in the event it is responsible for causing harm to a person and/or damage to property.
Business Income Coverage to help protect lost income when a business is forced to close due to direct physical loss or damage to its premises resulting from a covered cause of loss.
OPTIONAL COVERAGES ADVERTISING FIRMS LIKE YOURS OFTEN BUY:
Your advertising business depends on your employees. You want your employees to receive the care they need if they get sick or hurt on the job. It’s why for more than a century, The Hartford’s Workers’ Comp program has set the standard for value, innovation and injured worker care. Our claim management programs promote better outcomes and help return employees to work quickly. This helps keep medical costs low, which could have a positive impact on future premiums. And don’t forget our Broad Form Endorsement, which is added to all Workers’ Comp policies, at no additional cost. It includes six additional coverage features that add value beyond the industry standard.
Our Business Auto coverage is another example of the superior value we deliver to you. Our Broad Form Endorsement is included on all policies and features 19 coverage enhancements. In addition, our Fender Bender and Accident Forgiveness Programs reward customers for making safe choices, which may help control premium costs.
This document contains only a general description of coverages that may be provided and does not include all of the features, exclusions and conditions of the policies it describes. Coverage is subject to the policy terms and is individually underwritten. Please refer to the actual policies for complete details of coverage and exclusions. In the event of a conflict, only the terms of an actual issued policy will prevail. Coverage may not be available in all states or to all businesses.
Coverage is underwritten by Hartford Fire Insurance Co. and its property and casualty insurance affiliates. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Accident and Indemnity Company, Hartford Fire Insurance Company, Hartford Insurance Company of the Midwest, Trumbull Insurance Company and Twin City Fire Insurance Company. In WA, this insurance is written by Hartford Accident and Indemnity Company and Sentinel Insurance Company, Ltd. In CA, this insurance is written by Sentinel Insurance Company, Ltd. (CA lic. #8701) and its property and casualty affiliates, One Hartford Plaza, Hartford, CT 06155.
The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing companies, Hartford Fire insurance Company, Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Its headquarters is in Hartford, CT.